When using multifactor authentication, which of the following represents "something you have"?

Multifactor authentication (MFA) enhances security by requiring multiple forms of verification before granting access. The authentication factors are typically categorized into three classes: something you know, something you have, and something you are.

In this context, "something you have" refers to a tangible item that an individual possesses that can be used to verify their identity. An ID card is a physical item that an individual must present, representing their identity or authorization to access a system or facility. This aligns perfectly with the definition of "something you have."

In contrast, a password and a PIN are considered "something you know," as they rely on information that the user has memorized. A fingerprint is classified as "something you are," representing biometric identification based on a person's unique physical characteristics. These distinctions are crucial when understanding the various factors used in multifactor authentication systems.